We funded the purchase of Grade 2 listed public house in Norfolk!

The UK bridging finance sector is navigating a distinct shift in market dynamics. The era of effortless liquidity and friction-free exits has given way to a far more demanding landscape. Today, the market is tougher for everyone involved. Borrowers are navigating complex exit environments, brokers are managing elevated client expectations amid shifting underwriting criteria, and lenders are competing fiercely for quality deals while managing risk across existing portfolios. In a market where economic pressures test every stage of a property transaction, one truth has become glaringly obvious and that’s not all lenders are made equal. The real measure of a bridging lender is not just how fast they can draw down a facility or how low their headline rate appears on a quote sheet. It is how they manage a loan when real-world challenges arise.

We provided a £206,000 bridging facility to support the purchase and refurbishment of a six-bedroom detached property in Liverpool that had been vacant and in a dilapidated condition for more than a decade. The 12-month residential bridging finance facility allows the borrowers to undertake a comprehensive refurbishment before refinancing onto longer-term finance.

As we navigate the lending landscape in 2026 and beyond, the structural maturity of the specialist finance sector has become impossible to ignore.

We have provided a £2 million first-charge commercial bridging facility to support the acquisition of a Grade II listed hotel in Shropshire.

In our experience, the most successful projects aren't always those with the biggest budgets or the most ambitious plans. They're the ones where brokers have helped their clients prepare thoroughly, understand the process and develop a clear plan from day one.

We have recently completed a £2 million bridging loan to refinance and complete an ambitious conversion project, transforming a former public house in Cheshire into a luxury holiday let.

When summer arrives, people can be forgiven for assuming that the property market automatically slows down.

The bridging finance market is incredibly dynamic right now, and as competition grows it’s natural to see lenders vying for the attention of brokers and borrowers alike.

We created a new role to strengthen our commitment to industry engagement by appointing Daniela Skillington as events lead.

Black & White Bridging has appointed Stuart Benge as Relationship Director for the Midlands, as the business continues its rapid national growth.

The arrival of the summer holidays brings a familiar dilemma for brokers. On one hand, there is the hard-earned opportunity to pack your bags, disconnect, and spend uninterrupted time with family on a beach somewhere warm. On the other hand, the property market doesn’t stop for the summer holidays. Opportunities arise, deadlines loom, and clients still require fast, reliable funding.

The word “certainty” is often thrown around in the world of bridging finance, but rarely is it as deeply ingrained in a business’s DNA as it is here at Black & White Bridging. As we celebrate our fifth anniversary and approach the significant milestone of half a billion pounds in lending, I’ve been reflecting on what has truly driven our growth. It isn’t just about having competitive rates or a broad product range, it’s about a philosophy that sits at the very heart of our brand: transparency.

We've appointed Jason Shead as Director of Risk and Governance.

Mortgage Strategy is proud to announce Black & White Bridging as its’ headline partner for the inaugural Mortgage Strategy Specialist Lending Awards 2026.

The structure of the property finance market has changed materially over the past few years. Liquidity has not disappeared, but behaviour has evolved.

We've approached half a billion of lending as we mark our fifth anniversary, having completed over 750 deals since launching in 2021 and firmly establishing ourselves as one of the UK’s fastest growing and most trusted names in the bridging market.

We've strengthened its team with three new sales and relationship management appointments. We've welcomed Matt Yates as Relationship Director, with Sam Warren and Danyal Hussein as Relationship Managers.

We've strengthened our national footprint with the expansion of our London and Manchester offices, marking a significant step in our long-term growth strategy.

We completed a tailored commercial bridging finance facility for £1.68m to support the creation of a multi-unit business park dedicated to local SMEs in Falmouth, Cornwall.

This year’s theme is the B&C Awards Drive-In. Hosted at The Willows, the ceremony will transform into a 1950s dream, blending Britain’s own rock ’n’ roll era with classic Americana. Think jukebox tunes, dance-hall swagger, moggies and hot rods, and silver-screen sparkle. Expect milkshakes with your martinis, a touch of roller-skate glamour, and a night where the industry’s biggest stars take centre stage.