Get to know: David McCarthy

David McCarthy shares insights on managing growth and lending risk.

Get to know: David McCarthy

In the latest series of our ‘meet the team’ blogs, we caught up with new ( ish ) team member Dave McCarthy to hear more about his role and what life is like at Black & White Bridging… How long have you been at Black & White Bridging and what is your role? Relationship Manager – 3 months in and I’m absolutely loving it. How did you first get into property lending? I have been in Financial Services since I graduated in 2005. I worked in the big smoke for 3 years for a FTSE 250 insurer and when I came back to the Midlands in 2009, I started my journey as a Mortgage Broker. What is the best thing about your role, and why? Meeting new people, building existing relationships and getting a deal over the line from start to finish – it’s a great feeling. What motivates you? My family provide the personal motivation and providing a quality service to my brokers drives me professionally. I enjoy the challenge of trying to reach my targets

Why It Matters

and the financial reward of the industry is another big factor and why I have been doing it for so long. If you weren’t Relationship Manager at Black & White Bridging, what would you like to be? I always wanted to be a fireman when I was younger and always enjoyed working in hospitality through university. So, either a Fireman or Restaurant owner. That said, the work life balance for both would be a challenge so I’m very happy to be doing what I am doing. What separates Black & White Bridging from other lenders? We like to structure a deal and exhaust all avenues with the broker. We are not tied up with long criteria lists and impossible to understand product guides and pricing. As the strapline says – architects of truly transparent lending with no grey areas. On top of that, my lending team are the best I have worked with,

How It Applies

they go above and beyond. When you’re not at work, what are you most likely to be doing? Playing a round of Golf at West Midlands golf club on Saturday. I love hacking up the course and going for a nice walk. I also love going to the cricket at Edgbaston and playing poker with friends. Lastly, I’ve managed to build a small pub in my back garden, so I do enjoy spending time in there with friends and family. What are three things you can’t live without? The obvious answer is the family but let’s assume that’s a given. Any

Key Takeaway

chocolate from the Cadbury cannon. Football. Brewdog’s Hazy Jane ale. Who are three people you’d most like to have dinner with and why? Craig Charles – I’m a massive Red Dwarf fan and he can provide the soundtrack to the evening. Stephen Fry – He’s got to be high on most people’s list. It wouldn’t be a dull party. Erling Haaland – My five and eight-year-old boys are massive fans, so I would take them along too.

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Get to know: David McCarthy