Heritage Refurbishment, Buxton
Black & White Bridging helped fund the refurbishment works for two residential flats above a commercial property.
The property, originally built in the 1800s, required careful restoration and modernisation. The borrower, an experienced builder, self-managed the works to create high-quality residential spaces while maintaining heritage integrity.
Amount Funded:
£550k
PRoduct type:
Refurbishment Bridging
Term:
12 months
property:
Grade II Listed Mixed-Use Building
exit:
Refinance
Funding complex refurbishment projects
The client is an experienced builder, is self-building the project and is aiming to create quality accommodation finished to a very high standard. The refurbishment bridge for our client will be used on a very complex property consisting of two semi-commercial properties with commercial tenants, residential tenants in one flat and two other units being refurbished to provide further residential flats to the top floors. The client plans to exit the facility onto a commercial mortgage.
Heritage meets modernisation
This deal highlights how flexible bridging finance can empower experienced developers to take on complex, heritage-linked refurbishments that traditional lenders might avoid.
Communication that keeps deals moving
Our team maintained regular contact throughout, ensuring clear communication between lender, broker, and borrower to keep progress on track.
Constant communication on a complex case
“Secured a great deal with Black & White for our client on a complex property. Fantastic customer service from the team throughout, and special thanks to Heather who kept the case on track and over the line.” — Tony O’Rourke, Moneypoint Finance
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Amount funded
£1.6m
PRoduct type:
Commercial Bridging
term
7 months
property:
Commercial office
exit:
Refinance
Commercial Bridging
The funding supported the acquisition of a strategically located semi-commercial asset in Birmingham, giving the borrower the flexibility and speed required to purchase the property prior to setting up development finance to undertake the proposed conversion works. The borrower plans to transform a former office building into a high-quality residential block of flats comprising 75 apartments, including 42 x 1-bedroom and 33 x 2-bedroom units. Full planning permission has already been obtained before completion, enabling the borrower to move forward with the next phase of the project.
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